Public Provident Fund in Hindi – PPF Ki Puri Jankari

Public Provident Fund in Hindi

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Public Provident Fund in Hindi

Hello dosto aaj ke iss post me hum Public Provident Fund (PPF) ke bare me baat karenge. Yadi aapko Public Provident Fund (PPF) Ke bare me kuch bhi nahi pta hai to ye post aapke liye helpful hoga kyoki iss post me mai aapko Public Provident Fund (PPF) ke bare me har ek jankari bahut hi simple tarike se dunga. Public Provident Fund (PPF) ek investment paln hai jiske dwara hum market me paise invest karte hai. Public Provident Fund ek bahut hi badiya retiremnet option hai text saving ke liye. Public Provident Fund aapko text free intrest offer karta hai. Public Provident Fund ek bahut hi badiya tarika hai jiske dwara aap apne aane wale kal ke liye bina text diye inrest paa sakte hai. iss artical me mai aapko Public Provident Fund se related har ek chiz ke bare me batoga iske sath sath aapko ye bhi batoga ki Public Provident Fund ka acount kaise aur kaha se open hota hai. iske sath sath mai aapko ye bhi batoga ki aap Public Provident Fund ke dwara maximum inrest kaise paa sakte hai. kuch bhi start karne se pahle Public Provident Fund ke bare me thoda jaan lete hai.

Public Provident Fund ke Bare Me Quick Overview-

* Public Provident Fund ek saving instrument hai jo text saving se income text benefit bhi provides karta hai. Iss scheme ko national saving institute of ministry of finance ne 1968 me launched kiya thaa
* Public Provident Fund ek aisi scheme hai jisme aap aap kam se kam 500 aur adhik se adhik 1.5lac per year tak deposit kar sakte hai.
* Indian government ke anusaar Public Provident Fund ke acount me deposit kiye gaye paiso par aapko 8.1% Ka inrest har saal milta hai. aur ye interest har saal ke march ke month me paid kiya jata hai.
* India ka koi bhi Naagrik Public Provident Fund me apna acount bahut hi aasani se open kar sakta hai.
* Har ek Indivduals Public Provident Fund me kewal ek hi acount open kar sakta hai.
* Indian goverment me Public Provident Fund ek bahut hi badiya investment scheme hai. Public Provident Fund me invest karne me aapko kisi bhi parkar ka koi risk nahi lena padhta hai. aap Public Provident Fund me low investment se bhi start kar sakte hai.

India Me Public Provident Fund Acount Kaha Se Aur Kaise Open Kare-

Public Provident Fund acount ki nayi guidelines ke anusaar aap Public Provident Fund acount post office se open kar sakte hai. Aap kisi bhi goverment post office se apna acount open kar sakte hai. jab koi person post office me jaa kar Public Provident Fund ke form ko bhar kar submit karke post office me jama kar dete hai uske baad post office ke log sabhi Public Provident Fund acount ke form ko collect karke. uske uss bank me send kar dete hai jiss bank se aapne Public Provident Fund acount opne karne ke liye apply kiya hota hai. Bahut se post office me online subidha Bhi hai jaha par woh sabhi form direct bank me send kar dete hai. Agar aap apna Public Provident Fund acount bank se open karna cahte hai tab aap bank se bhi open kar sakte hai. bank se Public Provident Fund acount open karna post office se jayad convenient hota hai. kyoki post office se fund transfer saving bank acount ke ECS se kiya jata hai. Agar baat kare ki kon kon se bank se aap Public Provident Fund acount open kar sakte hai to mai apako yaha par ek bank ki list share karta hu aap in list me se kisi bhi bank se apna Public Provident Fund Acount Open Kar sakte hai.

PPF Acount Open Karne Wale Bank ki List-

State Bank Of India, State Bank Of Travancore, State Bank Of Hyderabad, State Bank Of Mysore, State Bank Of Bikaner and Jaipur, State Bank Of Patiala, Allahabad Bank, Bank Of Baroda, Bank Of India, Bank Of Maharashtra, Canara Bank, Central Bank Of India, Corporation Bank, Dena Bank, IDBI Bank, Indian Overseas Bank, Oriental Bank Of Commerce, Punjab National Bank, Union Bank Of India, United Bank Of India, Andhra Bank, Vijaya Bank, Punjab And Sind Bank, UCO Bank, ICICI bank, Axis Bank..

Public Provident Fund Acount Open Karne Ke Liye Kin Kin Document ki Jarurt Hoti Hai-

Public Provident Fund Acount Open Karne Ke Liye jin Document ki Jarurt Hoti Hai woh sabhi Document bahut hi simple Document hote hai. Jis person ke naam se Public Provident Fund Acount Open ho raha hai Acount open karte time par usko bank or post office me persent rahna hoga. Public Provident Fund Acount Open Karne Ke Liye in chizo ki jarurt padhti hai.
* 1 Badiya aur clean passport size photo
* Ek identity proof ki original copy jaise- Pan Card, Driving License etc.
* ek Address Original copy verification karne ke liye. jaise- Electricty Bill, Aadhar Card Etc..
* Saving Bank Acount Number Respective Bank..
inke alawa bhi aur document bank mang sakta hai. bank or post office apni jarur ke anusaar aur kai document mang sakte hai.

Public Provident Fund Acount se Paise Kaise Withdraw Karege-

Aap Public Provident Fund Acount se sare paise ek sath nahi Withdraw kar sakte hai. aapko sare paise ek sath Withdraw karne ke liye acount lock period ko pura hona cahiye. jaise ki agar aapne apne acount ko 10 year ke liye lock kiya hai to aapko pure paise Withdraw karne ke liye 10 year ka wait karna hoga. 10 saal se pahle aap apne acount se kuch paise nikal sakte hai. aapke acount me deposit kiye gaye paise me har saal intrest badhta rahega. iske sath sath ek badiya scheme ye bhi hai ki agar aap 5th april ko apne acount me deposite karte hai to aapko 1 saal ke bajaye aapka 11 moth me hi intrest pura ho jayega. yadi aap apne acount ko 15 year ke liye lock kiye hai aur aapko 15 saal se pahle hi paise ki jarurt hai to aapko apne paise ko Withdraw karne ke liye kam se kam 7 year wait karna hoga. 7year ke baad hi aap apne Public Provident Fund Acount se paise Withdraw kar payege. Agar aap pure paise ke bajaye thode paise ko Withdraw karna cahte hai to aap har saal me ek baar Withdraw kar sakte hai. inke alawa aur bhi kai fayde hai jiska Anand aap Public Provident Fund me utha sakte hai.

Ye bhi Padhe,

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Last Word-

Public Provident Fund ek bahut hi badiya tarika hai jiske dwara hum apne saving paise par accha intrest paa sakte hai. Agar aap bhi apne future ke wajah se paresaan hai to aap Public Provident Fund me invest karke apne future ko badiya bana sakte hai. Public Provident Fund me invest kiye gaye paise par aapko kisi bhi parkar ka koi text nahi dena hota hai. mtlab ki aapko apne profit me se kisi ko koi text nahi pay karna hota hai. Public Provident Fund scheme koi fake scheme nahi hai kyoki iss scheme ko indian goverment khud chalati hai. aur iske sath sath Public Provident Fund me kisi bhi parkar kaa koi risk bhi nahi hai aap bina kisi risk ke isme invest kar sakte hai. Mai ummed karta hu ki aap bhi Public Provident Fund me invest karke badiya profit kamayege.
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