Credit Card Kya Hota Hai aur Kaise Banta hai? [क्रेडिट कार्ड हिन्दी में]

(Last Updated On: April 10, 2017)

credit card kya hota hai, kaise banta hai in hindi guide

Hello Dosto aaj hum iss artical me credit card kya hota hai aur hum credit card kaise banwa sakte hai in sabhi chizo ke bare me puri details ke sath hindi me padhenge.

What is Credit Card in Hindi – क्रेडिट कार्ड क्या होता है?

Dosto aaj jabana badal raha hai aur iss badlte jabane ke sath sath log bhi badal rahe hai. ek time tha jab hum apne sabhi paise ko cash ke rop me apne ghar par yaa kisi dusre ke pass rakhte the lekin aaj ke samay me hum apne sabhi paise ko apne kisi bank me rakhte hai. bank me humko apne paise rakhne ke liye humko wahan par apna ek account open karna hota hai. jab kisi bank me hmara account open ho jata hai uske baad hum cahe kitne paise bhi apne uss account rakh sakte hai aur jab caahe tab nikal sakte hai. itihas gawah hai samay ke sath sath chize aur logo me badlao aane lagata hai. aaj dunia puri tarah se digital hoti jaa rahi hai aur har ek kaam machin ke dwara kiya jaa raha hai.

 

Samay ke sath sath bank me paisa jama karke nikalne wala tarika bhi ab purana hota jaa raha hai. Yadi hum kisi bank se paisa nikalne ke liye jate hai to humko sabse pahle uss bank me jaakar line me lagna padhta hai aur number aane ke baad humko paisa milta hai. in sabhi chizo ko karne me hmara bahut sara time barbar hota hai aur in sabhi chizo se chutkara pane ke liye sabhi bank debit card, credit card aur master card logo ko provide karne lage hai. yadi aapke pass bhi kisi bank ka debit card, credit card aur master card hai tab aap apne paise ko bank se bahut hi aasani se kam time par nikal sakte hai. iss artical me hum credit card ke bare me padhegen. aakhir ye credit card hota kya hai aur hum apne naam ka credit card kaise banwa sakte hai. credit card ke bare me kuch bhi janane se pahle sabse pahle hum ye janate hai ki aakhir ye credit card hota kya hai.

 

Credit Card Kya Hota Hai

Yahan par ab baat aati hai ki aakhir ye Credit Card hota hai. Credit Card ek tarah se aapka ek online wellet hota hai. Credit Card ki madad se aap kahi par bhi kuch bhi bina paise ke buy kar sakte hai. Credit Card ek postpaid crad hota hai. Credit Card lene ke liye aapko apne uss bank se apply karna hoga jahan par aapka account hoga. ek baar jab aapko Credit Card mil jaayega uske baad aap isse milne wale fayde ka laabh utha sakte hai. aaj time badal raha hai isliye log aaj kal credit card aur debit card ka upyog bahut hi jyada mantra me kar rahe hai. credit card aur debit card banwane ke liye aapko apne bnak me iske liye apply karna hoga. apply karne ke 10 se 20 din me Credit Card ban jata hai. Credit Card ka sabse bada fayda ye hota hai ki yadi aapke account me paise nahi hai phir bhi aap apne Credit Card se EMI me shoping aur dusari chize kar sakte hai. jab aap apne account paise jama karegen uske baad aapke dwara kiye gaye shopping ka paisa apne aap se cut ho jayega.

 


Credit Card banko ke dwara taiyar kiya gaya ek bahut hi kamal ka feature hai. Credit Card hmare jivan ko aur aasan bana deta hai. Credit Card ki madad se hum apne kaam ko kam time me kar lete hai. Aapko bhi time ke sath apne aap me changing lana cahiye aur aapko bhi apne bank me jaakar Credit Card ke liye apply karna cahiye. mujhe puri ummed hai ki aapko credit card kya hota hai iss bare me jankari ho gayi hogi.

Credit Card Kaise Banta hai

Ab yahan par baat aati hai ki hum apna Credit Card kaise banwaye. Credit Card banwane ke do tarike hote hai. pahla tarika ye hota hai ki aap direct apne bank me jaankar Credit Card ka form lekar usko fill karke jama kar sakte hai. dusara tarika ye hota hai ki aap online internet ke dwara bhi Credit Card ke liye apply kar sakte hai. mai aapko ye advice dunga ki aap bank me jaankar wahan se form lekar usko fill karke apply kare. aagr aap online apply karte hai to kisi bhi chiz ki galti hone par koi advice nahi dega. yadi aap bank me jaakar form ke dwara Credit Card ke liye apply karte hai to wahan par kisi bhi chiz ki galti hone par bank ke karmchari aapki puri madad karegen.
Yahan par aapko iss baat ko bhi jaan lena cahiye ki sabhi bank Credit Card nahi offer karte hai. jo bade bade bank hai wahi log hi logo ko credit card ka offer karte hai. ICICI Bnak, HDFC Bank, SBI Bank, Axis Bank Jaise top class ke bank se aap bahut hi aasani se Credit Card banwa sakte hai. Credit Card ke liye apply karne ke liye id proof ke liye aapke pass Voter Id, Driving Licence, Pan Card, Jaisi chizo ka hona bahut jaruri hai.iske sath sath aapke pass permanent address proof bhi hona cahiye. Yadi aapke pass Credit Card ke liye sabhi id proof hai to aap bahut hi aasani se iske liye apply kar sakte hai.

Ye bhi jarur padhen,

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Credit Card Ke Fayde (Uses of Credit Card)

1- yadi aap Credit Card ke fayde ki baat kare to iske bahut sare fayde hai. kai baar aisa hota hai ki hum kahi par ghumne ke liye jaate hai isi bich hmare sare cash aur bank balance khtam ho jaate hai. yadi aapke pass Credit Card hai to aap iss condition me apne credit card se kahi par bhi kuch bhi buy kar sakte hai. Baad me jab aap apne account me paise add karte hai uske baad apke dwara shopping kiye gaye paise cut jate hai. Credit Card ka ye ek bahut badiya fayda hai.

2- Credit Card ki madad se aap apna mobile reacharge kar sakte hai, DTH bhi reacharge kar sakte hai. iske sath sath aap movie ticket, flight booking, rail ticket booking, hotel booking, bill paying jaisi aur bhi bahut se chize bahut hi aasani se kar sakte hai.

3- Aaj ke time me bahut jyada cash lekar chalna bahut risky hota hai. yadi aapke pass Credit Card hai to aapko bahut jyada cash lekar chalne ki jarurt nahi hogi. Aap har ek tarah ki payment apne Credit Card se kar sakte hai. Credit Card ka ye bhi ek fayda hai ki iske rahne se aapko cash lekar chalne ki jarurat nahi hoti hai.

4- Aaj kal aapko har jagah par bahut sare ATM machin dekhne ko milte hai. yadi aapke pass Credit Card hai to aapko paise nikalne ke liye bank me jaakar line me lagne ki jarurat nahi hai aap apne Credit Card ki madad se kisi bhi ATM machin se paise bahut hi kam time me nikal sakte hai. Credit Card ka ye bhi ek badiya fayda hai.
Yadi aap ek digital life jina cahte hai to aapke pass Credit Card hona bahut jaruri hai. india me aaj bhi Credit Card ka upyog karne walo ki sankhya bahut kam hai iska mukhy karan ye hai ki logo ko iske bare me jankari nahi hai. yadi aap aaj ke iss naye jabane ki digital life jeena cahte hai to aaj hi apne bank me jaakar Credit Card ke liye apply kare. Mujhe puri ummed hai ki Credit Card ke bare me di gayi ye sari jankari aapke liye upyogi hogi. Yadi aapko ye artical upyogi laga ho to iss artical ko dusare logo ke sath share karke unko bhi credit card ke bare me bataye.

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